Draft My Plan

Four taps. We draft your whole plan.

Too many options? Tell us four things: your state, your age, who needs coverage, and what worries you most, and we line up three options side by side for every protection line (best overall, cheapest and a middle ground) from the real plans on this site. Tap your favorite in each row, drop it into My Plan, then send it and we price every pick for real.

✓ This is a starting draft built from carrier-published data, not personal advice. Carriers, networks and availability change constantly. An advisor verifies every pick before anything is bound.

1What state are you in?

2Closest to your age?

3Who needs coverage?

4What worries you most?

Your starter draft

Options side by side for every protection line. Tap your favorite in each row; the ★ favorite is what goes into My Plan. Don’t want a line at all? Untick Include. This is your plan, we just went first.

Prices shown are carrier-published rates where they exist; “quoted for you” plans get an exact price from us, usually the same business day. Nothing is purchased or bound on this page. Every plan and carrier is verified for your state and situation by a licensed advisor before enrollment.

This website is independently owned and operated by an independent licensed insurance agent, who is solely responsible for its content and representations made to consumers. Philadelphia American Life Insurance Company may underwrite certain plans referenced on this site; it does not own, operate or control this website or its contents.