Health, Dental & Supplemental Coverage
Private PPOs, ACA alternatives, dental, vision, and supplemental benefits, nationwide and portable. Search plans and sign up on your own, or let an advisor compare for you.
Coverage you can enroll in online
Short answer: yes, you can compare real plans and enroll yourself here: private major medical, limited medical, dental, vision, hearing and supplemental all have step-by-step finders with published rates. Employer group plans and ACA subsidies get a personal quote.
Health Plan Finder: Major & Limited Medical
What it does: walks you through private medical plan families with real rates and underwriting-first enrollment.
What it does not: it is not a subsidy-based Marketplace plan and it does not avoid underwriting suitability review.
Dental & Vision
What it does: helps with routine dental care like cleanings, exams, and basic care, plus eye exams, frames, and lenses.
What it does not: it does not act as medical insurance or pay for hospital stays.
Supplemental & Ancillary
What it does: pays cash benefits for accidents, hospital stays, or major health events so you have money when a medical bill hits.
What it does not: it is not a substitute for full major medical coverage.
Group Health for Employers
What it does: covers your whole team with employer-sponsored group medical: real plans you can explore now, with more being added. Group plans are quoted personally for your business and team size.
What it does not: it is not individual coverage and it is not one-size-fits-all. The summaries show you what exists before we tailor a quote to your group.
ACA Marketplace Plans
What it does: if your household income qualifies, the government gives a monthly tax credit that lowers the premium, and pre-existing conditions are covered with no underwriting.
What it does not: without a subsidy it is usually the most expensive option with some of the most limited networks. Compare the premiums with the private plans above; if you're eligible, you might find the PPO plans are cheaper with better coverage.
ACA vs. private coverage isn't one-size-fits-all
The right direction depends on your eligibility, budget, and health. A licensed advisor can walk you through it at no extra cost.
The plans on this page are not the whole shelf.
Some carriers ask us to present their products one-on-one instead of on a website, and new ones join the lineup all the time. An advisor can pull up every product that could fit your needs, including the great options that are not listed here.
Ready to stop overpaying for health coverage?
Search plans on your own or let BrightHaven do the comparing. Either way, there's no separate advisory fee for standard guidance.
*Plans, benefits, rates, and provider networks can change at any time. Speaking with your agent is necessary to verify the most up-to-date information before making any decision.