Plans that pay YOU when life happens.
Supplemental plans work differently: instead of paying doctors, they pay cash to you after an accident, a diagnosis, or a hospital stay: money for the deductible, the mortgage, the groceries. Pick what you want protection against and see the real plans.
✓ Benefit details come from each carrier's own plan documents, linked on every plan. These plans pay alongside any health insurance. They never replace it. Carriers and networks change constantly; always verify the latest details with us.
Pick your what-if.
Not sure? Book a free call and we will sort it out with you in a few minutes.
Every plan below pays cash directly to you. Use the filters, then open any plan for the full details.
The plans on this page are not the whole shelf.
Some carriers ask us to present their products one-on-one instead of on a website, and new ones join the lineup all the time. An advisor can pull up every product that could fit your needs, including the great options that are not listed here. The preventive-only MEC plan is on that list. Also on the shelf: the Protection Stack Builder: a "stack" combines multiple insurance products to address different healthcare needs, so one covered event can trigger several independent payments.
Prefer to shop UnitedHealthcare directly?
Quote and enroll on UnitedHealthcare's own site (opens in a new window). Their pages show you current plans and prices for your ZIP code.
Please note: residents of South Carolina cannot use this link. South Carolina residents, contact us and we will help you directly. BrightHaven Insurance Group is an independent insurance agency; Cathryn Ashley Mallam is a nationally licensed Property & Casualty, Health and Life insurance producer (National Producer #20635789), and solicitation activities are limited in accordance with that licensure and carrier requirements.
Rather talk it through?
We will compare every supplemental option with you in plain English, no pressure, no fee.
*Plans, benefits, rates, and provider networks can change at any time. Speaking with your agent is necessary to verify the most up-to-date information before making any decision.
This website is independently owned and operated by an independent licensed insurance agent, who is solely responsible for its content and representations made to consumers. Philadelphia American Life Insurance Company may underwrite certain plans referenced on this site; it does not own, operate or control this website or its contents.