Find your health plan, step by step.
Real plans with real monthly rates, explained in plain English, and it all happens on this page.
Start below: type in what you pay now and the "Am I overpaying?" check compares it against every major medical plan here in about 20 seconds.
Then find your fit: coverage level → plan type → narrow it down by price, household and network.
✓ Benefit details on this page come straight from each carrier's own plan documents, with a link to the source on every plan. Carriers and networks change constantly, so always verify the latest details with us before making any decision.
Am I overpaying?
Tell us where your plan comes from and what you pay, and we will show you what your coverage actually costs. Real published rates, no email required.
Major medical and limited medical prices are published carrier rates from the plans on this page, by age band, subject to underwriting approval and state availability. ACA subsidy eligibility depends on household income and state, and nothing here is tax advice. Estimates only, not a quote or guarantee of coverage.
What kind of coverage do you need?
Dental · Vision · Hearing
Teeth, eyes and ears get their own step-by-step finder: published rates, state filters, and honest notes on every plan →
Supplemental: plans that pay YOU
Accident, critical illness, hospital cash and bundles, matched to your what-if in its own finder →
Not sure? Book a free call and we will point you to the right coverage in minutes.
Pick your plan type.
You're in the driver's seat.
Every plan below is competing for your business. Use the filters to make them earn it. Dial in your state, your household, your network and your price, and watch the field narrow to your winner.
Monthly rates shown are the carrier's published rates by age band and household tier as of July 2026, confirmed current September 2026, subject to underwriting approval and state availability. Drug coverage differs by plan. Each plan card states exactly what its prescription benefit covers, including whether specialty medications are included. We verify your doctors, network fit, and exact rate during your review. BrightHaven is an independent agency, not an insurer, and does not guarantee coverage, pricing, or eligibility.
The plans on this page are not the whole shelf.
Some carriers ask us to present their products one-on-one instead of on a website, and new ones join the lineup all the time. An advisor can pull up every product that could fit your needs, including the great options that are not listed here. That includes short-term, fixed-benefit and other health plan families we quote personally.
Rather talk it through?
We will compare every plan family on this page with you in plain English, no pressure, no fee.
*Plans, benefits, rates, and provider networks can change at any time. Speaking with your agent is necessary to verify the most up-to-date information before making any decision.